I plan on learning how to manage my money better. I will be learning this everyday of the week for a month. To achieve this I plan to work more at my job, keep track of my spending using a journal, and by watching what I spend my money on.
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I plan on learning how to manage my money better. I will be learning this everyday of the week for a month. To achieve this I plan to work more at my job, keep track of my spending using a journal, and by watching what I spend my money on.
The best tip: CASH. After you do the budget, putting income in column A and cost in coumn B, decide what weekly spending allowance is, withdrawl the cash.
Once it is gone. It is gone. No plastic. If you don't have money today you WILL NOT have it tomorrow. Just more interest to pay.
Of course if you need credit to survive, do so. If you are in real financial risk, make sure rent and utilities get covered first. We can set anyone up with their local food bank and/or university services.
Dr. McVerry, Mar 11 2020 on edu106.jgregorymcverry.com