As I researched more for the lesson, I learned that you should start building credit at an early age when you don't have any debt and financial responsibilties. I wanted to open a credit card to do this but then the virus hit and everything was closing so I put it off. So instead of getting a credit card I went through all of my subscribtions. I noticed that I had so many useless memberships that I couldn't even afford so I decided to cancel them. This helped me save over 100 dollars. I also change some of my subscribtions to student payments which lower the costs. I continued to work at my job but with less hours so I made sure I wasn't purchasing unnecessary things. I also made a budget for when things get back to normal so I don't over spend.